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Financial & Occupational Wellness

Piggy Bank Struggles

by Rose Ofutet November 28, 2017
written by Rose Ofutet November 28, 2017

I’m a bit of a spendthrift. I buy stuff I don’t even need and later ask myself what made me buy them.

Sometime last year, I started saving and wasn’t able to keep up. I broke the box in January this year and got #10,800…it was free money! If only I had been more disciplined๐Ÿ˜ข๐Ÿ˜ข๐Ÿ˜ข

This year I decided to open savings accounts with different banks and save, but sadly, with the ATM card and mobile transfer options I have finished all the money. Don’t ask me “how” I really don’t know too.

It‘s notย totally my fault.ย Banks these days don’tย ask first before making an ATM card,ย they have a hand in this!

In preparation for my birthday, I’ve been doing a lot of soul searching and made a resolution to give myself a birthday gift next year. I’ll be putting in the first naira notes on my birthday this year (Thursday-30th Nov, 2017) and not taking out any money till my birthday next year (Friday- 30th Nov,2018).ย 

I have a target amount in mind and can only imagine the temptations that await me, but I have to do this….I’m feeling really enthusiastic about this.๐Ÿ™ŒI hope I’ll still be feeling this way half way through it๐Ÿ˜ญ

This is my little way of learning self discipline.

I’ll drop updates about my saving struggles from time to time.

FOLLOW or SUBCRIBE via emailย so you don’tย miss my next post.๐Ÿ˜Šย Thanks so much for taking out time to read.๐Ÿ’•

Xoxoโคโคโคโคโคโคโคโคโค

financial wellnessintentional livingNigerian wellness blogpiggy banksavingsspendthrift
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Rose Ofutet

Hi there! My name is Rose Isima Ofutet. I am a holistic wellness enthusiast and self acclaimed awesome Nigerian. I am a medical laboratory scientist, a wannabe lottery winner and upcoming wealthy person.

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0 comment

cogitoesoterica November 28, 2017 - 7:19 am

I know how you feel. Iโ€™ve been working for almost 10 years and yet the taxes I pay are so much bigger than the money I have in my bank account.๐Ÿ˜‚ I tell myself why bother working if I canโ€™t enjoy my life, but the truth is most of the things I buy donโ€™t really make me happy. If something really makes you happy then go for it, but donโ€™t forget the importance of saving money.

Reply
simofutet November 28, 2017 - 8:00 am

Well said.
Saving money is really important.
Thanks for reading๐Ÿ˜Š

Reply
osamarenkhoe November 28, 2017 - 8:51 am

Spender of money

Reply
simofutet November 28, 2017 - 8:52 am

๐Ÿ˜๐Ÿ˜๐Ÿ˜

Reply
shifa firdous November 28, 2017 - 10:11 am

So relatable โ˜บ๏ธ

Reply
simofutet November 28, 2017 - 11:08 am

๐Ÿ˜Š๐Ÿ˜Š๐Ÿ˜Š๐Ÿ˜Š

Reply
orvillewrong November 28, 2017 - 10:46 am

Good luck with that one !

Reply
simofutet November 28, 2017 - 11:08 am

Thankyou

Reply
primeoptimum November 28, 2017 - 10:46 am

I agree with you. Self discipline is commendable

Reply
simofutet November 28, 2017 - 11:09 am

๐Ÿ‘

Reply
oluchee November 28, 2017 - 11:13 am

Omg thatโ€™s a heavy resolution ๐Ÿ˜๐Ÿ˜ฑ I donโ€™t want to be in your shoes. I canโ€™t even, baby girl here is unashamedly undisciplined. We canโ€™t all be responsible, Someone has to be reckless ๐Ÿ˜’

Reply
simofutet November 28, 2017 - 11:20 am

Hahahahahaha๐Ÿ˜‚.
“Unashamedly Undisciplined”

Reply
floatinggold November 28, 2017 - 2:02 pm

First of all, I would like to wish you an early HAPPY BIRTHDAY! Hope you get to enjoy your special day.

Second of, I laughed when I read how banks have a hand in your spending by giving you an ATM card so easily. So funny. So true.

Thirdly, that is a very high goal. To go from a big spender to not touching your saving for a year… I wish you strength, persistence and … luck. Just yesterday, I read that it takes 21 days to establish a pattern. So if you don’t spend for the first 3 weeks you should be well on your way. You can do it!

Reply
simofutet November 28, 2017 - 2:42 pm

Thank you๐ŸŽ‚
Yes it is. I hope I can live up to expectation and not disappoint myself.
I really appreciate your encouragement๐Ÿ˜Š

Reply
pku9798 November 28, 2017 - 8:14 pm

Well said.
Visit https://www.pku9798.wordpress.com to view my latest post. Thankyou

Reply
simofutet November 28, 2017 - 9:04 pm

Thanks for reading ๐Ÿ˜Š.
I’ll do that now.
You’re welcome.

Reply
murisopsis November 29, 2017 - 4:31 am

I put my money into a savings plan that requires a 30 day written notice to make a withdrawal. It kind of makes it difficult and never spur of the moment to take money out. You really have to think about it!!

Reply
simofutet November 29, 2017 - 4:55 am

I’ll prolly have a written notice submitted every month!
The thought of taking out everything and starting afresh will still be there…๐Ÿ˜ณ
I don’t buy always or at the spur of the moment. I plan, I even make a list,but then I always over buy cus I like too many things.๐Ÿ˜ฆ
There’s that part of me that says….” treat yourself! You don’t buy often” and I’ve realised that the stuff I buy at once is the same as buying stuff every other day.
I guess if the piggy bank works out, I’d have acquired enough discipline to adopt your savings plan
I really appreciate your feedback๐Ÿ˜Š

Reply
Kris November 29, 2017 - 10:30 pm

Good luck and happy birthday!!!!

Reply
simofutet November 29, 2017 - 10:39 pm

Thankyou! ๐Ÿ˜„

Reply
odong prince thompson November 30, 2017 - 6:12 am

No wonder the bible admonishes us to make sure of the most important things (philipians 1:10)
i wish all birthdays were tailored to a reflective spirit like yours! People like us would become partakers……
Be saving, but not at the cost of all liberality. Have the soul of a queen and the hand of a wise economist……keep growing ma’m

Reply
simofutet November 30, 2017 - 6:14 am

Thankyou

Reply
esteko November 30, 2017 - 3:13 pm

Happy Birthday to my beloved
daughter.

Reply
simofutet November 30, 2017 - 3:54 pm

Thanks mum๐Ÿ˜€๐Ÿ˜€๐Ÿ˜€๐Ÿ˜€๐Ÿ˜€

Reply
Cyranny December 3, 2017 - 6:29 pm

Hello there ๐Ÿ™‚

I found your blog through Itsgoodtobecrazysometimes’ post. I am a little late, but Happy Birthday to you!!! I hope your plan works out… and I’ll be checking your upcoming posts ๐Ÿ™‚

Have a great Sunday! xx

Reply
simofutet December 3, 2017 - 6:56 pm

Thanks so much๐Ÿ˜Š.
And special thanks for following.

Reply
Cyranny December 3, 2017 - 7:05 pm

My pleasure ๐Ÿ™‚ Thanks for the follow-back! I hope you’ll find something that might entertain you in The Cove… xx

Reply
Tamie March 6, 2018 - 7:42 pm

Awww you’re my dad’s birthday mate.. Nov 30th.

I’m a recovering spendthrift too and have become more diligent with my money in recent years. I love keeping a piggybank (even though mine is usually just a wooden box), I always look forward to the amount I would gather. I haven’t started one this year cos I’m started one online piggybank.Ng. you should check them out. Its totally cool

Reply
Sim March 15, 2018 - 12:10 pm

Your dad is definitely awesome!
I’ve heard about the piggyback.ng but haven’t gotten around to checking it out.
I’ll try to.

Reply

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